25 Words and Their Prepositional Pals

25 Words and Their Prepositional Pals 25 Words and Their Prepositional Pals 25 Words and Their Prepositional Pals By Mark Nichol You likely know a relational word a word that shows a connection between two words or expressions by exhibiting spot, time, or another quality when you see it, however that’s punctuation. Shouldn't something be said about use? Which relational words go with a given action word or descriptor, and when? A few decisions are easy decisions, however others can introduce a test. Here’s a manual for different words that expect journalists to look over more than one relational word contingent upon significance and sentence development: 1. Withstand â€Å"with us for a while,† â€Å"by the rules† (or â€Å"I can’t stand him†). 2. Answer â€Å"to him for what you’ve done,† â€Å"for what you’ve done.† 3. Alert â€Å"about perilous conditions,† â€Å"against the rash proposal.† 4. Think about â€Å"with different items that make the equivalent claims,† â€Å"apples to oranges.† 5. Trust â€Å"in her about my problems,† â€Å"to him what I truly think.† 6. Familiar â€Å"about atmosphere change,† â€Å"in a few languages,† â€Å"with parts of technology.† 7. Contrast â€Å"from different species in their diet,† â€Å"with them about the reason for the company’s failure,† or â€Å"about open policy,† â€Å"on open policy,† or â€Å"over open policy.† 8. Diverse â€Å"from what he was utilized to,† â€Å"than he was utilized to.† From is the favored utilization, however than substitutes for â€Å"from what.† (â€Å"Different to† is a Britishism.) 9. Dispute â€Å"against the status quo,† â€Å"from the lion's share opinion.† (To or with are not viewed as standard utilization.) 10. Disparate â€Å"to her past sculpture.† (From is viewed as off base.) 11. Fascinated â€Å"of each lady he meets.† (With is viewed as erroneous.) 12. Proportionate â€Å"in amounts,† â€Å"to the prior result.† (With isn't viewed as standard use.) 13. Selection â€Å"from their book was republished without their permission.† (Of is viewed as erroneous.) 14. Prohibit â€Å"him from attending,† â€Å"him to attend.† (To is viewed as the more right of the two decisions.) 15. Indistinguishable â€Å"to the one she saw yesterday,† â€Å"with the one she saw yesterday.† (Language perfectionists consider with increasingly right, yet utilization of to is altogether progressively normal.) 16. Free â€Å"of the gathering, he fought the plan.† (From, as in â€Å"Independent from her family,† is viewed as erroneous.) 17. Imparted â€Å"instilled a couple of drops of the arrangement into the wound,† â€Å"in him a drive to succeed.† (With, as in â€Å"Instilled with a drive to succeed,† is viewed as off base.) 18. Negligent â€Å"of the admonition signs,† â€Å"to the noise†; the decisions are frequently compatible. (About is frequently utilized in relationship with absent, however it’s not thought about standard utilization.) 19. Vexed â€Å"about her behavior,† â€Å"at her behavior.† The right relational word to use with the accompanying words relies upon whether the article is someone or something: 20. Remark â€Å"about her† or â€Å"to you about what happened,† however â€Å"on the issue.† 21. Eager â€Å"with him,† yet â€Å"about the delay,† â€Å"at the delay,† or â€Å"with the delay.† 22. Asked â€Å"of him where he was going† and â€Å"after her whereabouts,† however â€Å"into their progress† or â€Å"about the empty apartment.† 23. Authority â€Å"over all other competitors,† yet â€Å"of the skill.† 24. Accommodate â€Å"with her boyfriend,† however â€Å"to the loss of her boyfriend.† 25. Succeed â€Å"as a businessperson,† however â€Å"to the position.† Need to improve your English in a short time a day? Get a membership and begin accepting our composing tips and activities every day! Continue learning! Peruse the Expressions class, check our famous posts, or pick a related post below:Fly, Flew, (has) FlownFlied?36 Poetry TermsThe 7 Types of Possessive Case

Intro to fiction Essay Example | Topics and Well Written Essays - 500 words

Introduction to fiction - Essay Example The primary character in the story sees Mangan’s sister when they were playing with different young men. The young men used to appreciate the way Mangan’s sister strolled and the manners in which she had made her hair. This longing in the kid is brought out when he depicts the ways the hair of Mangan’s sister moved as she strolled. â€Å"soft rope of hair hurled from side to side,†(Joyce 14). This story shows the manner by which young men get mental disarray as they notice the magnificence in ladies. The principle character in the story is still too youthful to even consider understanding issues of adoration. He doesn't have the foggiest idea how to satisfy a wonderful young lady. He chooses to go to the market to purchase a decent present for the young lady planning to win her adoration. Notwithstanding, he begins to feel some feeling of disarray as he understands the disarray of adoration. He neglects to win over the young lady and endures profoundly in light of dismissal. The conduct of the young men in the story by James Joyce is practically like the conduct of the three men in the story called â€Å"A Woman on a Roof.† In this second story the three men see a lady sunbathing on the top of her home. The lady is dressed inadequately and the men can see the vast majority of her exposure. The men are up to speed by want and need to grab the eye of the ladies. Every one of them attempt in various manners to draw in the lady however she will not hear them out. Be that as it may, she stays on the rooftop as she appreciates the sun. The men are Tom, Stanley, and Harry. Tom is the most youthful of them while Harry is the most seasoned. Tom is a lot of keen on cherishing the lady. He doesn't have a great deal of involvement with issues of adoration and feels that he is the one in particular who can cherish the lady in the best possible manner. He doesn't need different men to win over the lady. Be that as it may, the lady dismisses every one of them. Stanley is extremely furious with the lady since he believes that ladies must love men. As indicated by Stanley, the activities of the lady are equivalent to â€Å"a wrongdoing escaped with,† (Lessing 858). This implies

How to Build Your Writing and Publishing Portfolio Locally

How to Build Your Writing and Publishing Portfolio Locally As a writer, building your portfolio is essentially the same as building a brand for your business. Except in this case, your business is yourself, and your portfolio shows prospective clients how and what you write.If you think like a business ownerâ€"and lets face it, we all can use a little business acumen in our creatively-focused endeavorsâ€"youll have less of a struggle turning writing into a full-time profession, rather than a side hustle. Especially if you have your sights set on being a freelance journalist, copywriter, or content marketer, your professional portfolio will open doors into more industries than you realize. The more styles of writing you try, the more opportunities youll create for yourself to use your talent well beyond a savvy for plot twists and character arcs.A professional portfolio can open more doors for you as a freelance writer. Photo by Mikayla Mallek on Unsplash.Why build a portfolio in the first place?Your writers ego might first object with a Wait , cant I just send a magazine a sample of my writing and be done with it? The answer to that isâ€"sure, you can try that and see how far it gets you. However, in todays publishing climate, the need for writers is a lot broader than magazines or local newspapers, so youll be limiting your options for writing if you limit yourself to these.In fact, industries across the board are beginning to recognize that their audiences and target customers are online, theyre mobile, and they want to read useful, enjoyable, shareable content. And thats where it gets a little tricky.Employees in-house can be given the responsibility of updating social media or posting pictures of the company picnic on the blog, but turning those efforts into something that builds a brand and engages and audienceâ€"well, thats a different story altogether.A local blogCreating a local blog and drawing an audience to it is without a doubt one of the easiest ways to build your portfolio and reputation as a writer. Somet imes, this can be as simple as finding a hobby you love (writing, perhaps?) and offering weekly tips or best practices youve learned along the way. At other times, it can be more specifically focused on your city or regionâ€"maybe its unique history or originâ€"and maintained as a way to show your writing style and scope.Not sure what to write about? Try some of these ideas:A particular spots haunted historyTop-10 best local places to take a date for freeThe reason I call [city name] homeBest local places to enjoy the fall colorsTop-10 places to take kids in the areaBest scenic overlooks within an hour driveGreat local vintage or antique findsCity or county focusedMost incorporated cities of any considerable size will have a city publication, and these are often tied in with the Chamber of Commerce. Since it is the Chamber of Commerces purpose to work toward the betterment of an areas business community, they often present networking and publishing opportunities for local writers ac ross a variety of topics. Youll likely be writing about a local business and its history, or it could be an article covering an event that was hosted by the Chamber of Commerce or a local organization. Other potential topics include city plans for growth, library programs, youth sports programs, or anything offered by the city to its residents such as animal services or family-friendly events. You also might write about hometown heroes or people who have grown up in the area and have gone on to do newsworthy things.Alternative news sourcesLarger metropolitan areas will often have one or several alternative news sources providing opportunities for publishing. In these types of publications, some potential article topics include interviews with local politicians, entrepreneurs, or business owners about their vision for the city and its future. You could also write about upcoming events or cover events as they occur, since local news sources want to be able to provide their readers wit h good coverage of whats happening in the area. One thing to keep in mind is that these types of alternative news sources will likely be leaning in one political direction or another, so understanding that on the front-end before submitting article suggestions is always wise. If you submit an article that leans to the wrong side of the publications preferred slant and they arent interested in publishing it, chalk it up to a lesson learned about the hard truths of a struggling industry. Local lifestyle magazines Local lifestyle magazines are magazines that feature everything from local homes and organizations to features on innovative artists, builders, and entrepreneurs from the area. Some potential article topics could be local artists supporting a nonprofit, or events that occur that raise money for charities or other needs within the community. You could also write about:School groups who have raised money for a causeAdvice from local healthcare providers on staying wellThe histo ry of a local home or the family who lives in itPhilanthropic organizations who make a difference in the areaArtists, musicians or performances that are locally scheduledTips to keep in mind when writing for local publicationsWriting for a local publication is no different than writing for a larger publication in that you should write in a way that will appeal to your audience. Your audience in this case is your own community, so if youre involved in whats going on around you, this should be easy.Also remember that youll need to be able to maintain an open line of communication with the managing editor of the publication, the photographer(s) assigned to the piece, and anyone else in-office working with you to get the piece from its planning stages, to draft, to final publication run.Also, as with larger publications, your attention to deadlines will be important in maintaining professional relationships with these publications. Often, several publications within an area are owned by one publisher, so building a reputation (or losing one) is easily accomplished if you stay on task, turn in the assignment on time and error-free, and be willing to adapt to changes the editor might want to make.FormatDepending on the publications editor, you may or may not be given an editorial style sheet with information about how articles should be formatted when submitted. If youre not given anything, you can use the following format (which is standard across publications):HED: [This is the headline of your article]DEK: [This is the sub-headline of your articleBY: [Your name]WC: [Word count of the article]Organize your portfolioThere really is no better portfolio than an author website created with links to your previously published work. You can create a simple, easy-to-navigate website that will look great across mobile devices with a site that offers templates. With hosting plans and easy website building tools, sites like SquareSpace provide authors with a personal author website and the perfect online portfolio that can be set up within a few hours. You can also use this site to provide contact information, headshots, extended bylines, or anything else a publication might need to run the article.Sites like SquareSpace offer multiple templates authors can use for an online portfolio.If youd rather not pay for your personal web address and author site, this article from Writers Digest provides a step-by-step guide to getting set up for free on WordPress. There will be limitations to the features provided with the free account (such as, youll have to use a web address provided by them instead of your own), but at least youll have an online space to direct others who wish to view your published work.Show different types of coverageIf youve covered an event such as a ballgame or fundraiser kickoff, be sure to include a PDF (and/or link) of the printed article. If youve written a spotlight feature on a hometown hero or an interview piece on an up-and-comi ng entrepreneur, include those as well. Showing the ability to adapt your writing skills based on the type of assignment given goes a long way in helping you get more future writing projects.Keep references handyKeep references on-hand for editors and other creatives youve worked with and for across various creative and publishing projects. This is especially helpful in an area where creatives know each other and work together often. As I mentioned earlier concerning publishers running multiple media outlets, having a good name and reputation as a dependable, captivating writer goes a long way in helping solidify your success as a local creative.

Book Report On The Book Club And Don t Waste Utah

Introduction As a kid, I grew up down the street from a guy we called Max. Max was pretty normal; he had a wife, a few kids, and occasionally sang â€Å"Proud to be an American† at Boy Scout functions. Max was also in commercials. He was the guy in the â€Å"Don’t Waste Utah† campaign. Max drove a cool car, had a cool dog, and he hated littering. Garbage is for a garbage can; putting it anywhere else is bad for the planet. Don’t. Waste. Utah. Seeing as how I believe in proper environmental stewardship, I read Gone Tomorrow for this month’s book club. It is a thought provoking book about a subject that many people choose not to lose sleep over: garbage. We all make it, and we all throw it out. Garbage is something that gives meaning to the phrase â€Å"out of sight, out of mind.† As soon as the garbage man comes at his regularly scheduled time, our trash is whisked away to be properly disposed of. As long as we put garbage in the trash can and not on the side of the street, we’re doing the right thing (and consequently not wasting Utah). Incidentally, there are those of us who sometimes wonder if there is something inherently wrong with our quick and â€Å"proper† disposal of discards. I, myself, have felt the occasional pang of guilt when I drop something in the trash can. I recycle; isn’t that enough? Gone Tomorrow explores this question, and it sheds a dirty light on the reality of our disappearing garbage trick. Sanitation and Disease In the beginning trash was moreShow MoreRelatedVideo Notes29279 Words   |  118 Pagessent to customers for 6 or 7 weeks after actual shipments. This had massive cash-flow and financial reporting implications. The system was crashing every-other-day. Customers were also calling and asking for a bill because they could not get their books right, they needed to process the invoice in order to update their records. 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Charles Dickens Hard Times For These Times - 1074 Words

Fancy is a noun. It means â€Å"the power of the mind to imagine things.† Do not think about it; do not think about thinking about it. Just memorize it. Can you? There is only one right path that society has pinned you on. Like a toy car on a wooden train track, you are expected to complete the course without straying from it. If you do, you are considered broken. Yet, what exactly is the point of mindlessly walking the same path as everyone else, only to constantly find yourself memorizing empty facts over and over again? In Hard Times for these Times, Charles Dickens embodies the consequences of an absolutely factual world: blindness, imbalance, and nonfulfillment. Through the convoluted stories of the opposite worlds, Sissy’s journey to becoming a jewel of balance, Louisa’s tragic fight for fulfillment, and the harmonious character Sleary, Dickens defines the urgency for the proportional combination of fact and fancy. Gradgrind’s education system is structured to plucking imagination and emotions out of the lives of children, resulting in dangerous, machine-like human beings. He closed-mindedly abides to rules and facts; dreams and abstractness is a crime. For example, Bounderby, Gradgrind’s subordinate, insists that his workers expect â€Å"to be fed on turtle soup and vension, with a golden spoon† (72), while on the other hand, the workers believe that they are unfairly treated like dumb objects. Both Bounderby and the workers think their opinion is the fact, but it shrivelsShow MoreRelatedCharles Dickens Hard Times1494 Words   |  6 Pages May 1, 2015 Mr. Johnson Literature Dickens Calls for Desperate Measures in Hard Times â€Å"I want to change the world.† How many times is that line heard from small children, aspiring to be someone who achieves their maximum potential? If a child is asked how they might go about doing so they might respond with an answer that involves a superhero or princess who helps people for the greater good. As one grows and adapts to their surrounding society, the art of seeing the big picture includingRead MoreCharles Dickens Hard Times Essay1746 Words   |  7 PagesClass systems sadly are an institutional part of society since biblical times and are still prominent in all cultures today. In British society, class systems are still as prevalent as they were in the 19th century, there are seven social classes, ranging from the elite at the top to the extreme poor at the bottom. Typically, in English society social class was always defined by occupation, wealth, and education with an addition of social and cultural classes. Social classes is a prevalent aspectRead MoreCharles Dickens Hard Times Essay1717 Words   |  7 Pagesbecame a common occurrence as society developed and moved forward towards the twentieth century. This holds true in the novel Hard Times, written by Charles Dickens in the Nineteenth century, examines the British class system through examples of social relationships and the labor force. (4) Class systems throughout British society are visible in each book of Hard Times. In book one: Sowing, the first distinctions of class discrepancy are evident in the relationship between the schoolmasters andRead MoreCharles Dickens Hard Times971 Words   |  4 PagesIn Hard Times, Dickens presents life philosophies of three men that directly contradict each other. James Harthouse sees one’s actions in life as meaningless since life is so short. Mr. Gradgrind emphasizes the importance of fact and discourages fantasy since life is exactly as it was designed to be. Mr. Slearly exhibits that â€Å"all work and no play† will make very dull people out of all of us. He also proclaims that one should never look back on one’s life and regret past actions. 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This man, known as Thomas Gradgrind, is responsible for the extermination of anything fanciful and integration of everything pertinent and factual into the young, pliableRead MoreIndustrialization in Hard Times by Charles Dick ens1626 Words   |  7 PagesThe industrial revolution was an era of mechanization. During this era, in 1854, Charles Dickens (1812-1870) wrote Hard Times to comment upon the change within society and its effect on its people. Dickens points out the flaws and limitations of this new society in his eloquent and passionate plea on behalf of the working poor (Charles Dickens Hard Times, 2000). The novel shows presents to readers the authors perspective of life during the nineteenth century and makes comments on the central themeRead More Charles Dickens Hard Times Essay1102 Words   |  5 PagesCharles Dickens Hard Times There are a huge variety of characters in Hard Times, ranging from the good to the unnaturally cruel. The novel is full of extremity in its characterisation; cruel, bitter and selfish characters such as Mrs. Sparsit contrast dramatically with characters such as Stephen Blackpool and Rachael, who are benevolent and altruistic. Among the cruellest and most villainous characters in the novel is James Harthouse, who is completely ammoral, and therefore renderedRead MoreAnalysis: Hard Times by Charles Dickens1807 Words   |  7 PagesHard Times as a Social Commentary with Parallels in the Modern Era The novel Hard Times by Charles Dickens is clearly an incitement of the economic and social burden associated with economic and social disparity. The work is set in a small fictional mill town, Coketown, where the challenges of the newly emerging industrial revolution were fundamentally being set at the footsteps of the poor, who had little if any opportunity for upward mobility. During this period the alternatives for those withRead MoreEssay on Charles Dickens Hard Times2066 Words   |  9 PagesCharles Dickens Hard Times The book Hard Times was written in 1854. It was written in weekly instalments in a magazine called Household Words. This is like a normal soap but was weekly. The magazine was owned by Charles Dickens as he was a journalist. The book was written at the time of the Industrial Revolution. This was when factories were being built near major towns and cities such as Manchester, Liverpool and Birmingham. The Industrial Revolution was a time when there were big

Perceptions Of Attitudes Towards Statistics - 1741 Words

2 Background In this section, we discuss the current literature available pertaining to attitudes towards statistics along with the theoretical perspective on certain aspects of attitudes, statistical reasoning, and the statistics education reform movement in order to determine what role attitudes toward statistics may have on secondary level mathematics teachers who teach statistics. Firstly, we provide a literature review on teacher’s attitudes toward statistics followed by a discussion on the two aspects of attitudes towards statistics. Afterward, the reform movement in statistics education is discussed alongside with the recommendations given by GAISE for the reform movement. With developing statistical reasoning being a major goal of statistics learning we discuss it before we finally discuss the construction of the framework of attitude for our instrument. 2.1 Literature about Attitudes toward statistics In the current literature available, we found that Martins, Estrada, and Nascimento analyzed subjective data which revealed negative attitudes towards statistics in various aspects of elementary Portuguese teachers (2012). The two aspects are the pedagogical and the anthropological aspect which each aspect has three components. These aspects helped reveal the negative attitude towards the usefulness of statistics to understand the world as well as the use of statistics outside and inside the classroom. The fact that attitudes can be positive or negativeShow MoreRelatedMinority Attitudes Towards the Police and Public Perceptions Essay1179 Words   |  5 PagesQuantitative Literature Review: Minority attitudes towards the police and public perceptions Introduction-Background-Problem Individuals who seem to be more unhappy with police are African Americans. But there is little to no factors that truly engage citizens view of the police Brown and Benedict (2002). The specific parts on attitudes are reliable, but the literature seems to lead to mixed signals based on other variables Weitzer and Tuch (2002). Perceptions of the police includes factors like personalRead MorePublic Perceptions Of Climate Change And Energy Futures1477 Words   |  6 PagesThe Public Perceptions of Climate Change and Energy Futures in Britain survey (herein Perceptions 2010), was a national quantitative sample survey undertaken by Ipsos MORI on behalf of Cardiff University throughout England, Scotland and Wales. It had a survey sample of 1,822 and was conducted through face to face interviews at interviewees’ homes between January and March 2010. The survey consisted of fifty-two questions which examined a range of energy related topics including energy generationRead MoreRease arch Article Analysis1251 Words   |  6 Pages Research Article Analysis The purpose of this essay is to analyze a research peer-reviewed article in criminal justice. In this case, I chose to analyze the research conducted by Hurst, McDermott, and Thomas (2005) titled, â€Å"The attitudes of girls toward the police: differences by race.† Some of the things I will look to analyze are: to identifying the purpose of the article, the problem, the design of the study, the operational design of the study, look to identify if any inductive andRead MoreArticle Review: Consumer Behavior in Shopping Center Choice1133 Words   |  5 Pagesthose of other multivariate statistics techniques including multiple regression, path analysis and factor analysis. Other statistics techniques could not take into consideration the interaction effects among dependent and independent variables. Therefore, a method that can examine a series of dependence relationships simultaneously is helpful in addressing complicated managerial and behavioral issues. SEM also can expand the Veysel Yilmaz, Associate Professor, Statistics Department, Science and LiteratureRead MoreTable 3 : Item Total Statistics1275 Words   |  6 Pages Table 3: Item-Total Statistics Scale Mean if Item Deleted Scale Variance if Item Deleted Corrected Item-Total Correlation Squared Multiple Correlation Cronbach s Alpha if Item Deleted CC1 57.2069 11.073 .407 .396 .165 CC2 57.0345 11.080 .341 .279 .180 CC3 56.8966 11.791 .308 .207 .211 CC4 56.9540 13.370 .039 .252 .298 CC5 56.7816 12.545 .167 .325 .260 CC6 56.9770 12.418 .208 .311 .248 CC7 56.7471 13.935 -.104 .304 .349 CC8 57.6207 14.796 -.244 .336 .378 CC9 57.8046 13.764 -.071 .157 .337Read MoreAnalysis of the Increase in Charitable Giving Despite Tough Economy682 Words   |  3 PagesDespite 2008 seeing the largest annual drop ((5.6% decrease from 2007 in inflation-adjusted dollars)) since these statistics have been tracked, over $300 billion was donated to charitable organizations—three-quarters of which came from individual donors. (FOUDNATION CENTER CITATION) It is no wonder then that such a large amount of academic study has been invested in the subject. A myriad of studies have sought to investigate the motivations behind the phenomenon of charitable giving. Everything fromRead MoreThe Theory Of Relative Deprivation1745 Words   |  7 Pagesby: (1) external forces, such as the media; and (2) by internal sentiments. Both of these factors are missing from Gurr’s theory. Theoretically, relative deprivation can find itself affecting people economically as well as socially. Judging from statistics, it is very hard to assume that Tea Party supporters found themselves â€Å"relatively deprived† in any way. To see whether Tea Partiers were deprived socially, I looked into the demographics of the movement. Figure 1 shows that according to the CBS/NewRead MoreThe Australian Criminal Justice System Is Shaped Largely by Our Society. 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Questions: 1.Provide 2 Australian examples of Financial Products that were issued in the last 5 years that failed where there was discussion (following the product failure) that investors were misled in relation to the credit ratings provided for the issued products. 2.Comment on the changes made by Credit ratings agencies in their ratings processes since the GFC. 3.In your opinion, have these changes gone far enough in preventing the likelihood of future product failures based on misleading credit ratings. Briefly justify your opinion. Answers: 1.Residential Mortgage Back Securities and collateralized debt obligations are examples of products that were considered as the failure since the investors were misled in regard to the credit ratings offered for the issued products. As a result of this there was a reduced needs of funding on the part of the issuers (Fong et al., 2014). The failure of Residential Mortgage Back Securities and collateralized debt obligations resulted the investors in losing some proportion of their savings related to superannuation that accounted to a loss of $25 million to $30 million. 2.Following the Global Financial Crisis, the credit rating agencies have adopted certain changes to address the failures. The credit rating agencies have public performance benchmarks scale for credit rating structured which would ultimately narrow the sophistication gap among the arrangers and investors that empowers the investors to perform their own value analysis and gauge into the false ratings. Increased amount of investors vigilance is helpful in promoting more competitive pricing strategies for higher quality debt and determine the tenacious incentives operating in the present work market. Credit rating agencies on their part will be more likely to volunteer their work so that it can accommodate greater public security. 3.Accordingly, these changes are yet to go far enough in preventing the probability of the future product failure based on the misleading credit agencies. Arguably, litigation risk is considered as the way of imposing standards on the credit rating agencies to prevent the recurrence offences. Global developments in this area seems to emphasis on the approach of discouraging the over-dependence on the ratings by the investors at the time of making investments decision. Reference list: Fong, K. Y., Hong, H. G., Kacperczyk, M. T., Kubik, J. D. (2014). Do security analysts discipline credit rating agencies?. Xia, H. (2014). Can investor-paid credit rating agencies improve the information quality of issuer-paid rating agencies?.Journal of Financial Economics,111(2), 450-468.